为提高金融监管透明度，强化市场监督和约束，切实维护金融消费者合法权益，中国银保监会消费者权益保护局近日发布《关于梅赛德斯-奔驰汽车金融有限公司侵害消费者合法权益的通报》（以下简称《通报》），通报了现场检查发现的梅赛德斯-奔驰汽车金融有限公司（以下简称“奔驰汽车金融”）侵害消费者合法权益的四项行为。具体来看，一是宣传材料未明确说明贷款产品提供方。二是服务价格信息披露不符合要求。三是有关消费者信息授权使用的格式条款未遵循合法、正当、必要的原则。四是消费者权益保护审查执行不到位。
《通报》指出，奔驰汽车金融的上述行为，侵害了消费者的知情权、自主选择权，并存在消费者信息安全风险隐患。奔驰汽车金融已按监管要求进行了整改。各银行保险机构要严格执行消费者权益保护法律法规和监管制度，切实承担消费者权益保护主体责任，建立健全消费者权益保护工作体制机制，依法合规开展经营活动，维护金融消费者合法权益。
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